我国高等教育机构融资问题分析研究 教育教学专业

题目：ComparisonofFundingIssueforHigherEducationInstitutionsinChinaandAbroadAbstractEducationisanimportantpartforpeople’slife.Educationimpartsknowledgewherebymakingdiscoveriesandimplementingthemforthebettermentofthesocietybecomespossible.Education,especiallyhi|ghereducationhasundergonealongdevelopmenthistory,bothinChinaandwesterncountries.Intermsofhighereducation,ithasdifferentcharacteristicsinChinaandwesterncountries.Nowadays,itiswidelyacknowledgedthatmostofthewesterncountrieshavemoreadvancedhighereducationthanC|hina.However,weshallalsonoticetheexistingproblemsineducation,especiallyhighereducation.Nowadays,ourmainchanneloffundingisfocusedonbanksforwhichthereistightconstrainofbackpolicybythePeople’sBankofChinaandBankingSupervisionCommission.Itishardforstudentstogetd|irectloanandforuniversitiestostockupnewequipments.Therefore,moreandmoreuniversitiesputtheeyesonthemodeofcooperationwithbothnationalandinternationalfundingcorporationandsponsorstoputlargeamountofmoneyinoureducationalsystemandrelieftheeconomicpressureforeduca|tionaldepartmentanduniversitiesthemselves.ThispapermainlyaimsatdiscussingthefundingissueforhighereducationinstitutionsinChinaandmeanwhile,thispaperwillalsotrytoputforwardsomesolutionstodealwiththisissue.【KeyWords】highereducation,funding,problems,solutions,C|hina

1摘要教育是人一生中一个重要的组成部分。教育为人们带来知识，发现未知，并为人们创造一个更好的社会。中国和西方国家的教育，尤其是高等教育，经历了较长的发展历史。中国和西方国家的高等教育有着不同的特点。现今，人们普遍认为西方国家的高等教育比中国更加先进。然而，我们也注意到教育体系中存在的问题，尤其是高等教育。目前我们高校的融资渠道主要集中在银行，由于人民银行和银监会的政策对所有银行有着制约作用，导致学生直接贷款越来越困难，许多项目建设与设备采购计划陷入停顿。因此许多高校采取了与国内外融资公司和投资商合作|的方式，把大量的资金投入到我国教育系统，以减轻当地教育部分及高校的经济压力。本篇论文主要意在阐述中国高等教育机构融资问题分析，同时，本文也将试图提出一些处理这个问题的方案。关键词：高等教育、融资、问题、解决方案、中国

2AcknowledgementsFirstandforemost,Iwouldliketoexpressmyheartfeltgratitudetomysupervisor,ProfessorWang,bothforhisintellectualguidanceandforhiswarmand|constantencouragementduringtheprocessofwritingthisthesis.Withpatienceandprudence,helaboredthroughdraftsofthisthesisandpointedoutdefectsinmytheorizing.Therefore,Ioweallthemeritsinthisthesis,ifany,tohim,thoughIamfullyawarethatthethesismightstillcontainsomemis|takes,forwhichIbearthewholeresponsibility.MycordialandsincerethanksgotoalltheteachersintheDepartment,whoseinterestingandinformativecourseshavebenefitedmealotduringmycollegeyears.TheprofitthatIgainedfromtheirprofoundknowledge,remarkableexpertiseandintellectu|alingenuitywillbeofeverlastingsignificancetomyfuturelifeandcareer.Iamalsoverygratefultomyclassmates,whohavegivenmealotofhelpandcourageduringmystayintheUniversityandthroughouttheprocessofw